SMEDA BUSINESS PLAN FOR PM LOAN SCHEME

The criteria of business plan set by the bank is so much critical that, illiterate applicants who want to apply for one lac only , are even asked to present a formal business plan along with financial analysis, balance sheet, income statement and cash flows. January 6, Author: Please follow the table below for the reference about the sector wise placement. Your email address will not be published. In view of the above facts, I will request the SMEDA management to allow me to accommodate the regions according to the demand of sector. If the Government allocates a handsome budget to expand the SMEDA services to micro level, then the new structure of the organization should be to hire sector experts with specific to the regional loan percentage. Leave a Reply Cancel reply Your email address will not be published.

Keeping in view of the above subject, I hereby present some of my observations to you along with suggestions for improvement. The criteria of business plan set by the bank is so much critical that, illiterate applicants who want to apply for one lac only , are even asked to present a formal business plan along with financial analysis, balance sheet, income statement and cash flows. Will require minimum essential information and the format will be as simple as possible to facilitate applicants. If the Government allocates a handsome budget to expand the SMEDA services to micro level, then the new structure of the organization should be to hire sector experts with specific to the regional loan percentage. Therefore, I apologize honestly, if some of my ideas might be irrational or non pragmatic enough to actually touch minds of higher management. Second solution is to hire any individual experts by Government from market on temporary basis, who would deliver this service to the clients freely.

Business Plan Training Video For PM’s Youth Business Loan (Urdu) – video dailymotion

Now with an interest based loan, I see nothing but lots youth committing suicide or running away with this money because of lack of experience. The bank also has no clear instructions about acceptance of business plans; SMEDA has done work in 56 sectors with an investment limit of bbusiness. The basic idea behind this scheme is to facilitate the youth of Pakistan Age 45 with some entrepreneurial potential, and there is no further qualification or skills clearly defined for this segment.

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Leave a Reply Cancel reply Your email address will not be published. Notify me of follow-up comments by email. A well-organized system should be designed to execute, implement, practically monitor, control and supervise the businesses developed through PM loans 2.

If the Government allocates a handsome budget to expand the SMEDA services to micro level, then the new structure of the organization should be to hire sector experts with specific to the regional loan percentage. The alternative method is the organic model, which is explained in the following documentary:. A well-organized system should be designed to execute, implement, practically monitor, control pln supervise the businesses developed through PM loans. As we all know that the Respected Chairperson Ms.

Second solution is to hire any individual experts by Government from market on temporary basis, who would deliver this service to the clients freely. January 6, at 7: Prime Minister’s Youth Business Loan Scheme Brief Description The name of the scheme will be ” Prime Minister’s Youth Business Loans ” and it will focus on but will not be restricted to unemployed youth, especially educated youth looking for establishing or extending business enterprises.

For example, the placement of the sector experts should be according to the largest share of the loans disbursed to the sector or region.

SBP will arrange appropriate training for private banks to implement the scheme. Inform all the clients about the day plqn increases in prices and expenses electricity, gas, goods e.

Prime Minister Youth Program | Prime Minister Youth Program

SMEDA has no answer to the people who apply below 1. Well said, Good info.

The name of the scheme will be ” Prime Minister’s Youth Business Loans ” and it will focus on but will not be restricted to unemployed youth, especially educated youth looking for establishing or extending business enterprises.

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According to this system, the bank will sell the machinery to the client on a reasonable profit rather than handing over amount of cash to him. Sector wise Loan vusiness As we know that National bank will disburse loans not only on individual basis bhsiness it will allocate on sector basis also.

Keeping in view of the above subject, I hereby present some of my observations to you along with suggestions for improvement. This service will be also free of cost to the client.

smeda business plan for pm loan scheme

Amount Paln 12 6 5. However, no fee will be charged for the form itself and a photocopy will also be admissible. SO SMEDA should place the sector fo at the regional level with specific to the ratio of the sector wise loans disbursement. PM Youth Loan Scheme: In order to make this scheme successful, there are two major schee that Government should have to take before securing loans to clients: In case of any new policy related to guarantor SOPs, business plan criteria and loanee criteria, the NBPL should inform to all three institutions formally through written circular and same policy should be adopted on virtual contents in a quick manner.

February 22, at 9: So a question arose into my mind that, why there is need to submit business plans before balloting?

smeda business plan for pm loan scheme

SBP to ensure that loans are broadly in conformity with provincial populations. January 6, Author: Because theseclients are going to be engine of the growth for the sustainable business economy and would contribute a handsome share into GDP of Pakistan.

PM Youth Loan Scheme: Honest Opinion

In my point of view, there should be an addition to the criteria defined in policy to judge entrepreneurial potential of applicants. Leave this field empty. Your lown address will not be published.